This necklace has a Sterling Shell Pendant centerpiece with beads hanging from the pendant to give it some pizzaz.  The pendant is hung on a lovely bright silver filled chain.  The size of the pendant including the hanging chain and beads is 1 2/8" x 2 1/2" This necklace is a substantial 32 inches long.

This necklace with be a perfect accessory for that turtle neck sweater as well as a scoop neckline as shown.

Silver filled has a thick coating of sterling silver and wears exactly the same as sterling silver. As with gold fill, the sterling silver layer is hundreds of times thicker than a silver plating.